Dual Eligible & Medicaid Plans (D-SNP)
If you have both Medicare and Medicaid, you may qualify for special plans with extra benefits at little to no cost.
Medicare + Medicaid = More Help
If you qualify for both Medicare and Medicaid, you’re considered dual eligible. Special plans called D-SNPs (Dual-Eligible Special Needs Plans) are designed specifically for people in your situation — with extra benefits beyond what either program offers alone.
Common D-SNP Benefits
- Grocery cards — monthly allowance for healthy groceries at participating stores
- Over-the-counter (OTC) cards — allowance for pharmacy items like vitamins, pain relievers, first aid
- Transportation — rides to medical appointments and sometimes to the pharmacy or grocery store
- Dental, vision, hearing — often more generous than standard Medicare Advantage plans
- $0 or very low premium — many D-SNPs have $0 monthly premium
- $0 copays for many services
- Extra Help with Part D — drastically reduced prescription costs
Do You Qualify?
You may be dual eligible if you’re on Medicare AND any of the following:
- Medicaid
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Qualifying Individual (QI)
- Qualified Disabled and Working Individuals (QDWI)
Income and asset limits apply. We can help you check whether you qualify and walk through the application if you’re close.
You Can Switch Plans Anytime
Most Medicare beneficiaries are locked into their plan choice except during certain enrollment windows. Dual-eligible beneficiaries get a Special Enrollment Period that lets them change D-SNP plans more flexibly throughout the year.
Call us. We’ll check Medicare and Medicaid eligibility together — it’s a quick conversation, and many people find out they qualify for benefits they didn’t know about.
Have Questions? Let's Talk.
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