Extra Help is a federal program that lowers what you pay for Medicare Part D prescription drugs — including premiums, deductibles, and copays. The savings can add up to thousands of dollars a year, yet many people who qualify never apply, simply because they don’t realize they’re eligible.
You may qualify if
- Your income and savings are limited (the limits are higher than most people assume)
- You already receive Medicaid, Supplemental Security Income (SSI), or a Medicare Savings Program
- You’re a Utah senior on a fixed income worried about drug costs
Recent rules expanded Extra Help so that more people now get the full benefit rather than a partial one.
How to check
There’s no harm in applying — it’s free, and approval can substantially cut your prescription costs. Start with our IRMAA & income tools to understand where you stand, learn more on the prescription drug plans page, or just ask Bret. We’ll help you figure out if you qualify and walk through the application — at no cost.